Did you ever notice that when you visit your local mall or your favorite boutique you wind up blowing your budget you had in mind? Personal finance is important but easily forgotten when you’re in a store surrounded by nice clothes. We get alot of emails asking us how to keep on budget when shopping for work clothes. Did you ever think it might be your shopping habits that is veering you off course? I don’t know about you but I tend to blow my budget every time I go shopping at Target. Why am I completely lured to a markdown item when I didn’t plan on buying it or I just don’t need it? Is it the thrill of finding that item on sale? Here are some WorkChic suggestions that will help you on track if you are shopping on a specific budget. Images courtesy of Google images.
Budget Buster: Shopping carts and baskets
I admit when I see my gigantic shopping cart empty I feel a need to fill it up. I also wonder if there was something I forgot to buy and wind up buying items I didn’t necessarily need. My budget is blown out of the water. We suggest using a small basket or skipping the gigantic cart/basket altogether. That way you will be forced to carry the items that you had budgeted for on your shopping list.
Budget Buster: One Day Sale and Buy One Get One Free offers
Who doesn’t love a sale and the idea of saving money? But the one day only or savings off clearance by a certain time frame creates a sense of urgency for the shopper. It creates that need to find a deal that day or buy that item on sale before 1pm. You might pick up an item that you don’t necessarily need just for the thrill of getting that special deal. The Buy One Get One Free is also a great concept but again you might wind up with two items you would have never bought before. You have to ask yourself would you normally buy this item if it weren’t on sale or had some type of incentive attached? If your answer is no then put the item down and save the money for the item you came to buy.
Budget Buster: Impulse items
Did you ever notice that the jewelry case is always midaisle or those expensive shoes are right at your eye level? Why aren’t they on the top shelf? Why are those cute shoes paired with that adorable handbag? There is a reason for that because of course you will stop and peer into that case to see what goodies are inside. You’ll have to try on those cute shoes. You will have to justify buying that handbag and shoe combination.
Stay on course with your shopping list or budget . The lower priced items are often located on the bottom shelves. Don’t wander around the aisles. Go straight to looking for the items you came to the store for. Try to set a time limit of no more than 1 hour in the store. That means from walking in the front door, finding the items, trying on the items, and checking out at the cash register. It will create less time to wander and pick up those extra purchases you just don’t need.
Keep these tips in mind on your next shopping trip! Good luck!